how could i get a cash advance?
Asia B asked:
I really need 106 dollars by next tuesday because I have an appointment to get my guard card. is there a way i could get a cash advance? I know that I will definitely be able to pay it back because I get my tax return next friday.
Do you have a job?
You have to have proof of income in order to get a payday advance.
Now if you mean cash advance like the one you can get from a credit card, sure you can, if your card allows it and you have the funds available.
Otherwise, you will need to borrow from a relative or friend til you get your tax return.
My guess is you might have to postpone your appointment.
there are plenty of places you can do that, I used to work for a cash advance place.
Simple, all you need to take in is:
Proof of income,
photo ID
Social security card
bank statement
and your checkbook.
If you dont have any of that, there is a possibility that your employer can give you an advance and your only asking for $100 so you should be fine.
Interest at a payday loan company will run you about $20.00 for a $100 loan.
I want to give you a piece of advice since I worked at one, do not get more than you need, if you qualify for more DO NOT GET IT, that is how you get trapped into them and the more you get the harder it will be for you to pay back. Please only get exactly how much you need and only get them when you really really really need it.
I have had customers that were stuck with a $500 loan paying the interest of $75 every 2 weeks that have had the same loan for a few years. One had been paying the same loan for 5 years!!!
If you have a bad credit history still the loan market place is full of lenders who are ever willing to offer you a fresh loan. But you should be meeting some conditions laid down by the lenders. Loans for bad credit people are in fact easier to get then they were ever before, thanks mainly to cut-throat competition amongst the lenders. Lenders are giving loans to the bad credit people who have late payments, payment defaults, arrears, county court judgments or any credit problems. These loans are available for any purpose like home improvements, purchasing a new or used car of your choice, for wedding and holiday tour, debt consolidation or for paying child’s tuition fees.
–house.blogspot.com/2008/03/bad-credit-loans.html
Every lender in approving loans surely likes to see if the bad credit borrower has sufficient capacity to repay the loan in timely manner. If the borrower earns well, has regular bank balance, has been an employee for some years and has a convincing loan repayment plan in place, then the lenders do not usually hesitate much. So ensure that you have adequate repaying capacity before applying for a loan. Also, you should first check your credit report for any errors. If your credit score is too low then you would be charged a very high rate of interest. So it is advisable to first pay off some easy debts to improved credit score and then you should apply for loan at better rates.
pawn something and then just go get it back when you get your income tax if you cant get a payday advance
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Perhaps you should just wait until you get your tax refund. I assume that you meant refund rather than return? If you cannot wait then there are cash advance stores all over the country. You will pay a high premium for them cashing a check. There are also pawn shops where you can either pawn or sell some of your things.
My opinion is that the best thing to do is to just save up some cash. I've seen this site recommended a lot: Good luck.